Job Description

About Fidelity Bancorp Funding: Ignite Your Potential 🚀

Backed by $1 billion in bridge capital and trusted banking relationships, we deliver fast and reliable financing solutions tailored to every situation. If you're driven, entrepreneurial, and ready to thrive in a dynamic and fast paced culture, we would love to speak with you. In this position you’ll:

• Build and grow a network of investors, real estate agents, and mortgage brokers.
• Source and structure deals from start to finish, including credit analysis, compliance, and closing.
• Drive new business and long-term partnerships with a focus on speed, service, and smart lending.

More about the role:

Loan Origination & Business Development

• Proactively source and develop new commercial lending opportunities through prospecting, networking, referrals, and industry involvement.
• Meet with prospective clients, real estate agents, and mortgage brokers to understand their financing needs and to promote bridge loan products.
• Develop and maintain a strong pipeline of commercial bridge loan opportunities.
• Structure competitive loan solutions aligned with client goals and company loan products.
• Collaborate with underwriters, analysts, and processors to ensure smooth and timely closings.

Loan Analysis

• Collect, review, and analyze property financial statements, personal financials, appraisals, and business plans.
• Assess borrower creditworthiness and property financial strength.
• Prepare loan recommendations for funding approval.

Compliance & Documentation

• Ensure all lending practices comply with federal, state, and internal regulations.
• Maintain accurate, up-to-date loan documentation and client records.

About you:

• 3 - 5 years of experience in commercial lending, banking, or financial services.
• Bachelor’s degree in real estate, finance, business, accounting, or a related field highly preferred.
• Active lending license registration as a mortgage loan originator (NMLS).
• Proven track record of exceeding sales goals.
• Strong knowledge of commercial loan structures, underwriting, and risk assessment.
• Proficiency in analyzing financial statements and credit reports.
• Excellent communication, negotiation, and relationship-building skills.
• Ability to collaborate across teams and build long-term client partnerships.
• Skilled with CRM platforms and Excel.

Salary range: $65,000 - $75,000 + uncapped commission structure. 

Additional benefits include healthcare, 401(k) with matching, generous PTO, and career advancement opportunities.

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