Job Description

Atlanta, GA | Hybrid | Full time

About our client

Nectar is a profitable, venture-backed fintech lender providing flexible capital to experienced commercial real estate owners. They make $300K–$5M mezzanine debt and preferred equity investments that help sponsors renovate, acquire, or recapitalize stabilized, cash-flowing assets. Their thesis is simple: speed + creativity + prudent credit = outsized risk-adjusted returns .

They run lean, move fast, and invest heavily in AI-powered underwriting and process automation so their people can focus on the high-value work that drives results. Nectar operates through five execution pods— Originations, Underwriting, Servicing, Capital Markets, and Integrations —each owning its KPIs and P&L. In every pod, a Practitioner (domain expert) partners with a Builder (automation/process specialist) to 10× productivity.

About the role

As Asset Manager , you own the performance of our post-closing portfolio. You’ll be the primary relationship manager for borrowers, the first to spot risks, and the one ensuring every deal meets our collections and compliance targets. You’ll work shoulder-to-shoulder with our Servicing Builder to automate and refine processes—so you can scale impact, not just workload.

Your mission: Achieve 90%+ collections and portfolio-wide compliance while enhancing borrower relationships and building scalable workflows.

What You’ll Do

• Payment Collection & Accuracy – Ensure all scheduled payments are initiated on time and in full; execute payment adjustments as needed.
• Portfolio Monitoring – Gather and verify quarterly reporting, maintain Plaid connections, reconcile documents to system data, and flag exceptions.
• Borrower Service – Respond promptly to borrower inquiries, send standardized notices, manage buybacks, and handle requests for tax, insurance, and schedule info.
• Special Servicing – Lead loan modifications, enforce contracts, coordinate workouts, and manage litigation in collaboration with legal.
• KPI Ownership – Drive key servicing metrics:
• % of payments collected
• % of payments accurately initiated (target = 100%)
• % of portfolio non-compliant after 90 days
• 90-day payment delinquency rate
• % of defaulted deals recovered within 12 months

What Makes You a Fit

• Experience: 5+ years in asset management, loan servicing, or portfolio management—preferably in CRE or specialty finance.
• Technical Acumen: Comfortable with loan servicing platforms, ACH/payment processing, and covenant tracking. Bonus points for experience tinkering with LLMs or AI tools.
• Financial & Legal Literacy: Able to interpret loan documents, operating agreements, and financial statements with precision.
• Customer Mindset: Skilled in maintaining professional borrower relationships—even in high-pressure or workout scenarios.
• Operational Rigor: Organized, detail-driven, and adept at managing multiple deadlines without dropping the ball.
• Growth Orientation: Excited to collaborate with automation specialists to improve and scale processes.

Compensation & Benefits

• Base Salary: $80K–$120K, commensurate with experience
• Performance Bonus: Based on collections & compliance KPIs
• Equity: 0.05%–0.10% stock options
• Benefits: Medical, dental, vision, PTO, 401(k), and more
• Growth Path: Opportunity to evolve into Head of Asset Management , Head of Credit or a broader leadership role as we scale.

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